For years, I’ve heard a term that truly baffled me. “Student loans are ‘good’ debt.” I always thought to myself, whose student loans are they talking about? From what I saw, student loans are one of the most difficult debt to clear when you declare bankruptcy. Student loans are taken into account when calculating your debt to income ratio. Median student loans have grown 163.8% in last the 25 years, while corresponding income has grown by a whopping 1.6%. How could this debt