When you’re at the ages 20-35, retirement may seem like a lifetime away, especially when you have student loans knocking at your door…window, bathroom stall- you get the picture. Nevertheless, the show must go on, and time waits for no one. Now, if clearing away your debt is your primary focus at this point, then there is no harm in that. I am a huge fan of bulldozing, meaning putting around 90% of my efforts on one area, until the goal has been attained. So, if you would lik