Saving and budgeting has gotten a negative reputation. I’ve heard comments like “You’ll never save enough, so what’s the point. There’s always something to spend money on, so saving is unrealistic.” And to those comments, I politely and passionately disagree. However, at the same time, I do agree to a point. I realize that things happen, and sometimes the bit of money you had is now gone to car repairs, family emergency, or just a “treat yo self” moment. However, we can agree